Criminals target generators and solar panels

CRIMINALS have already found a “new market” where they can make a quick buck or two.

With ongoing load shedding many residents are opting for back-up and renewable energy solutions such as generators.

A generator can cost anything from R6 000 upwards, while sophisticated solar photovoltaic (PV) and inverter solutions start from around R100 000.

But as with any industry that sees sudden and significant demand, criminals have not missed the opportunity to cash in by selling stolen property to consumers looking to save a quick buck. Generators are being stolen out of gardens and solar panels are disappearing off rooftops.

Says Mandy Barrett of insurance brokerage and risk advisors, Aon South Africa: “It’s essential that home owners check that their sum insured is sufficient to cover the replacement of the building along with any new fixtures and fittings.

“Additional home improvements will either increase your home owners insurance, or will increase your household contents replacement value, depending on whether the home improvement is a fixed feature or a portable solution like a generator. Check with your insurer whether the sum that you are insured for adequately covers any home additions.

” It is also prudent to check whether any exclusions exist in your insurance schedule for specific items. If you are unsure, engage the services of a professional broker who is equipped to guide you through the process and ensure that you are not left out of pocket,” urges Barrett.

Any addition of an alternative energy solution to your home will most likely require the assistance of an electrician. “You may unwittingly open yourself up to insurance problems that could arise out of using dubious electrical contractors.

“If there is an instance where corners are cut or an alternative energy solution is incorrectly wired into your home, you may run the risk of a loss occurring, perhaps even a major one.”

“Make sure the people you use are reputable service providers who are bona fide members of their respective representative organisations, such as being a member of the Electrical Contractors’ Association (ECA),” says Barrett.

“A generator should be chained to a solid object or housed within a lockable metal cage. Ensure that your security gates and electric fencing are always in working order and arm your property alarm whenever you leave the premises. In this regard, outdoor, pet-friendly alarm sensors are a great addition to your security measures and will pick up any unwelcome visitors before they have a chance to get inside your property.”