5 shopping tips to help you navigate safely this holiday season

Online shopping is convenient because you can shop around, find the best prices and have the product delivered without leaving the comfort of your home.

However, with the rise in online scams, it can be the most difficult thing to do. From trying to score the best deals and spotting shady websites to turning down deals that are too good to be true, it’s important to stay vigilant during any online shopping session during these holidays.

According to the Southern African Fraud Prevention Service (SAFPS) 2024 fraud statistics, there has been a 32% increase in reported fraud incidents in the previous year.

Banking fraud contributed to 45% of these incidents, followed by the microfinance sector at 19% and retail at 14%.

If you are going to do some online shopping these holidays here are some things that you can look out for:

1. Only shop on popular or familiar websites

This means google the seller and read reviews online to see if other people have bought before.

2. If anything is suspicious, it most probably is but check for the lock icon near the URL link

The lock icon indicates that the site has SSL (secure sockets layer) encryption installed. This means your data transfers are more secure than they are on an unencrypted site. Don’t click suspicious links or download attachments.

3. Always place orders from a secure connection

The lock icon indicates that the site has SSL (secure sockets layer) encryption installed. This means your data transfers are more secure than they are on an unencrypted site.

4. Don’t use your debit card to shop online

If your debit card is compromised, scammers have direct access to your bank funds. It’s wise to use a credit card or mobile payment app when shopping online and always monitor your account for any suspicious activities.

5. Avoid offers that are too good to be true

Be cautious of low prices, urgent deadlines and unsolicited emails.

Happy and safe shopping!