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Shop safely online with your credit card

Online shopping continues to be a growing trend in South Africa

If you are among the many customers who are taking advantage of the ease and convenience of shopping online with their credit cards, it is important to empower yourself with a few tips to keep your card details safe whenever you shop online.

More and more consumers regularly buy everything from basic household necessities to clothing, gifts and gadgets at the click of a button.

However, to continuously get the best experience when shopping online, it is important to ensure that you are not caught off guard by online fraudsters.

Here are some tips for consumers to consider when shopping online:

• Ensure that you are buying from reputable sites and apps.

• Enter the provider’s website by typing in the web address yourself instead of accessing it via a search engine as it might lead you to a spoofed site.

• Never access the website from a link you receive in an email or SMS.

• Make sure that you are not on a spoof site by clicking on the security icon on your browser tool bar, to see a Padlock and that the URL begins with https rather than http.

• Never save your personal and banking details on any merchant website. If the option presents itself, always remember to click ‘no’.

• Always remember to log off immediately when you have finished shopping.

• Always ensure you download the latest anti-virus software on your PC and mobile device where possible.

• Never provide your credit card details unless you’ve initiated the transaction.

Also ensure Online Secure is activated on your credit card as it provides an extra layer of security that keeps you safe and in control when shopping online.

It will generate a One Time Pin that will be sent to you when completing your purchase, and will be required before finalising your purchase at a registered website.

This is done so you can enjoy the convenience of shopping online and still remain in full control of your security.

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