Retirement

Enjoy the second half of your life at Olive Grove

Olive Grove at Heritage Lifestyle Estate is aimed at those over 50 who are looking to retire in a secure, peaceful and elegant surrounding.

That’s all possible on a Heritage property with 120 sectional title, simplex units bordering Heritage House (built in 1910 as the Springkell Sanatorium), the Oval and the Pavillion (built in 1925 as a concert venue).

The 120 north facing simplex units comprising of the stunning new Olive Grove (named after the heritage wild olive trees on the property), are being built on platforms at varying levels to allow for maximum views and privacy. Just imagine the serenity!

Phase 1 and 2 have been launched and Phase 1 is now open for purchase, consisting of 17 off-plan simplex units backing on to the Oval. The units range from one-bed, one-bath options to three-bed, two-bath units. Prices here start at R1 400 000 to R2 900 000 with no transfer duties further saving you money.

Purchases get full access to the amenities of the 1910 lounge, Linton dining hall, library, salon, card and activity room, pool and darts rooms, home theatre and Wellness Hub with observation room run by TruCAre Age Well Solutions (assisted living) in Heritage House.

The Oval, The Pavillion and pool are also open to all residents at Heritage Estate.

Olive Grove is definitely home to your next chapter in life.
It's going to be easy living.

Specialised dementia and memory-care facilities

Livewell Villages offers specialised dementia and Alzheimer’s care in beautiful surroundings at their Somerset West and Bryanston residences.

They provide a safe and serene environment where everyone feels included, can remain independent for longer and can maintain a sense of choice and control over their lives.

On admission, each resident and their family are interviewed by an occupational therapist, and each individual’s history and needs around their work life, self-care, leisure and rest are evaluated and incorporated within their personal-activities timetable.

Their therapeutic programmes ensure a memory-care focused lifestyle by actively engaging with the individual needs of residents and addressing their unique requirements.

Livewell Villages offers social,

cognitive and physical stimulation through a series of stimulating and rewarding activities that can be enjoyed by residents as well as day visitors.

The Livewell Family is focused on providing a bouquet of care services that underpin excellence in quality of life, personal care and activities to our residents.

Livewell Villages offers specialised services which include, but not limited to:
• 24/7 specialised dementia care
• Ongoing individual-care plan
• Professional healthcare and
medication management
• Short-term day and holiday
care
• Therapeutic activities and
exercise programme
• Nutritious meals
• Pet friendly
• Freedom of movement
• Personalised suites
• Support groups for families and
caregivers
• 24-hour security

Retirement that cares for all walks of life

Lonehill Manor Retirement Estate opened its doors to residents 11 months ago. The estate is well located on a peaceful road within the popular Lonehill area, in the heart of the northern suburbs in Johannesburg.

Situated on an expansive property with an abundance of indigenous trees and vegetation and close to a number of sought-after amenities including Lonehill Shopping Centre, Fourways

Mall, Montecasino, Cedar Square and the Fourways Life Hospital. The estate offers the essential ingredients of a lifestyle estate including independent living apartments, community centre incorporating a restaurant as well as an intrinsic understanding of the need for more specialised care for the elderly and frail.

Lonehill Manor offers assisted-living suites as well as private frail-care rooms.

Phase one is occupied and almost sold out. The construction of phase two is well underway and comprises one and two bedroom apartments, medical centre and swimming pool. The first occupation of phase two is on track for July/August 2019.

Lonehill Manor is associated with the esteemed Riverside Manor Retirement Estate in Sunninghill and Lonehill Manor will emulate the same standards

and management ethos that has underpinned the success of Riverside Manor which has been in operation for 10 years. Viewing is by appointment and interested parties are encouraged to make contact with Natasha on
083 271 1176; natasha@jedd.co.za.

The Lonehill Manor website www.lonehillmanor.co.za provides all the important information regarding the various units and services on offer.

Taking the Life Right option for your retirement home

Retirement, or rather upgrading your lifestyle whilst downgrading your work-rate as is the latest attitude, is a big decision for anyone over 50.
Choosing where to spend the rest of your days is a very important decision, but choosing how to structure that investment is often overlooked and not part of the decision- making process, something that is only addressed once the ‘sign here’ documents are in front of you. Globally, Life Rights are the most widely used retirement accommodation structure and were introduced in South Africa during the late 1960s.
Before Life Rights were introduced as an option, retirement properties followed the normal sale process – an outright purchase of a sectional title unit or freehold property or through a lease agreement. Life Rights is a form of lease agreement with the property developer and is often referred to as a life-lease: a lease agreement that you pay upfront for. For example, explained Craig Scott, developer of Langebaan Country Estate, who will be launching their Life Rights retirement village, The Village, this year. “‘The ‘purchaser’ can, for

instance, pay R2million upfront for a unit in a Life Right structure. You have paid for your right to occupy the unit (and the estate) for you and your partner, who now own the right to live in the unit for the rest of your lives. No matter how long you live.”
This mitigates a monthly bond repayment or rental and in most cases the owners are only subjected to a consumption levy from the estate.
The benefits of Life Rights are numerous, the most notable being:
1. An upfront payment means you have no monthly bond repayments or rental costs
2. When you or your partner pass away, the surviving partner continues to live in the unit
3. You have a ‘real right’ in the eyes of property law and are guaranteed the right to live in the property
4. If you remarry, your new spouse may occupy the unit with you , but will not have any rights to the life-right ownership
5. You act as a lessee, so any maintenance to the property is the responsibility of the property developer

6. Upon death of both owners, the purchase price is refunded, usually at 100 per cent
7. Life Right proceeds can be nominated to a beneficiary (your children for instance) and fall out of the normal deceased estate red-tape
8. There’s no VAT on the sale or transfer duties and no registration fees
9. You have a secured return of capital invested
10. Re-sale is the responsibility of the developer, so there’s no concern when it comes to selling the property upon death of both spouses.
Rob Jones, CEO of Shire Retirement Properties and an expert consultant to the retirement industry, says that Life Right holders are well protected under The Housing Development Schemes for Retired Persons Act.
“The Act prescribes numerous rights for people buying into retirement villages, specifically Life Rights.
The developer is obligated to have the title deed endorsed as a Life Right Scheme. Once the deed is endorsed, purchasers who buy into the Life Right scheme are protected by law.”

The developer is subjected to many rules and a regulation forcing him to comply with the endorsement and Jones advised that prospective buyers must firstly check that the scheme is established in terms of the act and, if so, always insist on transparency from the developer.
“Developers have to be very transparent as to what the levies are and these levies must be fixed for a term of one year with a two-year estimate; any mortgage over the land must be made known and once the first occupants move in, the developer is not permitted to apply for any additional loan on the land.”
Jones stressed that a good Life Rights village should have good security, care facilities and transparency that provides financial security. In response, Scott said, “We have not only carefully and thoroughly refined our lifestyle offering for The Village, but we also meticulously considered all types of ownership structures and although Life Rights is a long-term investment for any developer, it certainly is the best choice for those considering their retirement options.”

These retirement villages are a beacon of excellence

Rand Aid Association is renowned for its four beautiful, well-run retirement villages and two happy, homely care centres.

Inyoni Creek, Thornhill Manor and Elphin Lodge offer a range of accommodation on a life rights basis, while Tarentaal Village has rental units available.

Ron Smith Care Centre, situated in Ephin Lodge’s grounds, offers quality long-term care that aims to enhance the well-being of frail elders.

In 2016, the care centre became the first organisation in Gauteng and the second in Africa to become a member of the Eden Alternative South Africa registry, an achievement which emphasised Rand Aid’s commitment to person-directed care.

An international organisation founded in America, the Eden Alternative promotes a paradigm shift in the care of elders. It sees aging as a continued stage of development and growth, rather than a period of decline, and emphasises person-directed care instead of the traditional medical model where care centres resemble clinical hospital-type environments.

Rand Aid’s second care centre, Thembalami, and all four villages are also working towards their Eden Alternative accreditation.

Another affirmation of Rand Aid’s success was its inclusion in a 2017 World Health Organisation report on the development of quality long-term care systems in sub-Saharan Africa.

The report states, “Every effort is made to ensure that residents’ needs are met’ – best sums up Rand Aid’s care philosophy. All Rand Aid villages are set in beautiful, secure surroundings, and all but Thornhill Manor, which has lovely manicured gardens, are bordered by the Jukskei River and boast pretty dams.

The four villages have extensive bird life, tranquil walking paths and spacious lawns, and Elphin Lodge has a lovely coffee shop called Elphino’s for Rand Aid residents and their visitors.

The villages offer excellent security and have lovely units in a variety of sizes and prices. The full spectrum of services is offered, including frail care if needed, as well as a host of add-ons that greatly enhance the quality of the residents’ lives. Rand Aid is a registered non-profit organisation founded in 1903 and aims to alleviate hardship, assist with overcoming life’s challenges and accompany its beneficiaries on their journey, by providing exceptional, lifelong services and care which enhance the well-being of elders.

For more information on the villages, care centres and all the services and facilities they offer, visit randaid.co.za

Retirement care for all

Flower Foundation Retirement Homes is a non-profit organisation established in 1963 and caters for the retirement needs of individuals aged 55 years and older.

The care offered to all residents covers a broad spectrum of physical, psychological and counselling support provided by trained staff members according to the residents’ needs. Flower Foundation encourages all its residents to enjoy a social and active lifestyle. Social activities are arranged on a daily basis within the villages in order to generate social interaction among all the residents.

With over 50 years’ experience in caring for and accommodating retirees, Flower Foundation offers a variety of accommodation and care options. Three types of care categories are available, independent living, assisted care and frail care. The foundation also offers a specialised dementia care facility.

There are currently nine villages in the Flower Foundation portfolio and prospective residents will be able to find accommodation to meet their requirements at one of these villages from Witpoortjie on the West Rand, Silver Stream, Elm Park and Maxhaven in the greater Randburg area, Willowbrook in Sandton, Orchid Place, Pioneer House and Cosmos Care in the Central area to Kensington Gardens in Central Johannesburg.

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