What to do if you are in a car crash
Take note of these steps if you are involved in a collision.
Soon South Africans will take to the road for family holidays. Being prepared for the unexpected can make stressful situations more manageable.
Before you leave, peruse your insurance documentation to discover potential gaps in your coverage well before a crisis occurs. This includes fully understanding what your inclusions and exclusions are.
If you are involved in a collision, follow these steps carefully:
* Stop immediately
Switch your hazard lights on to warn approaching traffic. If it is safe, move to the roadside and put out an emergency triangle. If there are injuries, never leave the scene without police permission. If there are no injuries, you can leave the scene and report it later.
* Check for injuries
Assess yourself, passengers, and others involved. If anyone is injured, call an ambulance immediately. Only move injured people if they are in immediate danger.
* Contact police
Report accidents involving injury or death within 24 hours. For minor accidents without injuries, you have until the next working day. Record the officer’s name and accident report reference number.
* Document everything
Photograph the scene from multiple angles, capturing vehicle positions, damage, road conditions, skid marks, and any relevant road signs or landmarks. This is invaluable for insurance claims. Take videos if possible, showing the scenes’ broader context.
* Exchange information
Collect full names, ID numbers, phone numbers, insurance details, and licence information from other drivers. If a company vehicle is involved, get the employer’s details too. Record the make, model, and colour of all vehicles.
* Witness details
Write down names and contact numbers of anyone who saw the accident occur. Witness statements can be important in insurance claims.
* Sketch and statement
Draw a simple diagram showing vehicle positions, road layout, traffic direction, and any fixed landmarks. Write your account of how the accident happened while details are fresh.
Source: MasterDrive South Africa
HAVE YOUR SAY
Like the South Coast Herald’s Facebook page, follow us on Twitter and Instagram
