Questions to ask your medical aid before having a baby
Take a look at this list of important questions to ask your medical aid before having a baby.
The tremendous financial responsibility that comes with having a baby starts with the medical bills way before that baby arrives.
So consider asking your medical aid a few important questions before you get pregnant to avoid unwanted surprises.
– Is childbirth covered in you medical plan?
– Which birth are you covered for, natural birth, water birth or caesarean birth?
– Do you need to use a doctor or hospital in your medical aid’s network of practitioners?
– What happens if you choose to use a different doctor or hospital?
– If you choose a doctor outside of the medical aid’s network, do you qualify for refunds?
– How do you claim, for what?
– Do you qualify for any pregnancy benefits?
– How do your appointments and hospital stay affect your day-to-day savings account if you have one?
– Are you covered to use a midwife?
– What type of pre-natal scans are you covered for and how many?
– How many nights in hospital is the medical aid prepared to pay for?
– How to add your baby to the scheme as your dependent, are there waiting periods?
– Does your medical aid cover any ante-natal and post-natal consultations with a lactation consultant or midwife?
Make sure you take the right steps to ensure that you are completely covered and supported by your medical aid.
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