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How to shop for Christmas

Often it is the thought that counts and promise cards are a thoughtful way to reconnect with friends and colleagues

1. Spend your bonus wisely

Instead of blowing it on the festive season, use it to pay off debt or plan ahead for 2014’s beginning of the year expenses.

2. You can’t buy love

Don’t spend a fortune on your partner because let’s face it; he/she is not with you for the gifts. Agree on a gift budget and stick to it.

3. Buy fewer gifts

Prune your list of family and friends who receive Christmas gifts to those that are close to you.

4. Paper promises

Often it is the thought that counts and promise cards are a thoughtful way to reconnect with friends and colleagues. Promise cards come in all shapes and forms and can be redeemed whenever it suits your friend, such as a dinner invite, movie invite, cocktail, etc.

5. Think consumables

For those that like to be creative on a shoestring budget, artisan markets are the way to go. You can pick up all sorts of knick-knacks and hand-painted goodies that are more personal.

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