Easter car accident figures remain concerning

Insurance claims for vehicle accidents during the Easter month have shown an encouraging decline over the past two years, according to data submitted by members of the South African Insurance Association (SAIA) to an industry claims database.

Despite the drop in crashes, the Easter and Christmas periods remain the two annual peak periods for motor insurance claims.

Figures collated from this database show that over the Easter month during the Covid-19 lockdown in 2021, there were 62 963 motor accident claims submitted by SAIA members to its database.

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During the Easter period in 2022, there was a significant spike in these claims, rising to 89 655, which marked a 42% increase from the previous year after easing the Covid-19 restrictions.

Insurance risks manager at SAIA, Lebohang Tsotetsi, says, “While the non-life insurance industry saw a reduction in claims from 2022 to 2024, the Easter period remains critical for road safety.”

“The drop in claims from 2022 to 2024 is encouraging, but accidents still occur at high rates during the holiday period. Motorists must stay vigilant and drive defensively as traffic volumes increase.”

Easter and other holidays traditionally present the highest risk for road accidents because roads become more congested with holiday travellers, says Tsotetsi.

Before setting out, SAIA recommends motorists take two crucial steps: first, review and update insurance policies to ensure adequate coverage, and second, follow essential safety measures.

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Having the right insurance coverage provides peace of mind and ensures financial protection and practical support when needed.

Safety tips:

Get adequate coverage and review your insurance: Ensure your insurance covers all eventualities, including roadside assistance, accident cover and emergency services. Knowing your coverage and the claims process in advance can make a tangible difference in an accident.

Tips for safer driving this Easter:

Check your vehicle: Inspect it to ensure it is in optimal condition, with working tyres, brakes, lights and battery to navigate traffic, rain, and potholes.

Plan to arrive safely: Schedule your trip and GPS beforehand, and fill your petrol tank before and when you can. Avoid peak times and night travel, and schedule rest stops. Always buckle up.

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Keep your eyes on the road:

Stay alert and avoid distractions; anything could happen in an instant. Your life is more important than that text.

Practice defensive driving:

Obey the road rules. Be aware of yourself and your surroundings. Keep a safe travelling distance, drive within the speed limits, and adjust your driving in bad weather and congested traffic.

Rest: Get enough rest before a long drive.

Take a break every two hours to avoid fatigue and keep your mind sharp. Do not ignore that yawn; energy drinks are not the solution.

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“Road safety is a shared responsibility. By understanding the risks, motorists can make informed and positive decisions to reduce accidents.”

“The holiday season should be for making cherished memories, not dealing with preventable accidents. Remember, prepare your vehicle, update your insurance, stay alert and drive defensively.”