Expert warns South Africans to prepare for severe cold weather
With cold fronts moving across the country, experts are urging South Africans to prepare early for rising winter risks to homes, vehicles, and safety.
The South African Weather Service (SAWS) has issued a public warning of cold, wet and windy conditions affecting large parts of the country. Two consecutive cold fronts impacted the Western Cape and Northern Cape before moving eastwards across the central and eastern interior.
Marius Kemp, head of personal underwriting at Santam, says this is a clear reminder that winter is approaching. He stresses the importance of understanding the precautions needed for severe weather conditions.
He adds that winter brings a range of risks to homes, vehicles and household contents, many of which are not always expected.
“If you’re in an area that typically gets hit by downpours and flooding, precautionary measures like checking your roof for leaks and clearing your gutters can go a long way in ensuring proper water drainage,” Kemp explains.
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He also warns that frozen or burst water pipes become more common as temperatures drop, often causing significant damage to buildings and contents.
“Freezing conditions can cause exposed pipes to crack or leak, as water expands when it freezes, increasing pressure within the pipe,” he says.
While geyser-related claims are among the most frequent winter claims received by Santam, burst water pipes are also common homeowner claims, highlighting the need for proactive protection of property.
Kemp notes that winter risks are not limited to cold and fire, although fires remain a major concern.
“As we rely more on electric appliances during the colder winter months in some areas, the risk of residential fires also increases,” he warns. He adds that heaters and electric blankets are common causes of electrical fires and should be used with caution.
Preventative steps include keeping a serviced fire extinguisher at home, replacing worn plugs, cords and fuses, and ensuring heating appliances are placed at least a metre away from flammable materials such as curtains or plastic items.
Kemp also advises residents to always double-check that appliances are switched off before leaving home, as this is a common cause of house fires.
He concludes that by understanding insurance cover and taking practical precautions, South Africans can better prepare for winter risks.
“With careful planning and attention to detail, it is possible to navigate the season with confidence, knowing that our homes, vehicles and household items are fully protected against these elements,” he concluded.
